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Stay up-to-date with the latest news and events from the world of Bede.
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Bede Bahrain and NEC Announce a Strategic Partnership at FinTech Forward 2025Bede, the innovative microfinance solutions app, announced a new strategic partnership with NEC Money Exchange1 min -
SINNAD and Bede Expand Partnership to Empower Payment InnovationSINNAD, a pioneer provider of Card Processing and Digital Payment Services in the MENA region, a subsidiary of The BENEFIT Company2 mins -
Bede Participated at Fintech Forward 2025 for the Third TimeBede, the innovative microfinance solutions app, is thrilled to announce its significant role as a Silver Sponsor of the prestigious Fintech Forward 2025, a key event in the fintech industry.2 mins -
Bede Bahrain Announces Expansion of Financing Services to All Bahrain ResidentsBede Bahrain, the innovative microfinance solutions app, has announced the expansion of its services to include all residents of the Kingdom of Bahrain.2 mins -
Bede Bahrain Organizes Financial Literacy Session at Al Hekma Retired SocietyBede Bahrain, the innovative microfinance solutions app, recently visited Al Hekma Retired Society to host a dedicated session on financial literacy.2 mins -
Bede Bahrain honors graduates of General Assembly’s UX Design Program, supported by TamkeenBede Bahrain, the innovative microfinance solutions app, in partnership with General Assembly Bahrain (GA),2 mins -
Bede Bahrain Partners with Spare to Launch Seamless Open Banking IntegrationThe partnership leverages the transformative power of open banking to connect Bede securely and efficiently with its customers' financial data.2 mins -
Bede demonstrates its commitment to customers’ needs by increasing its financing limit to BD 2000Bede, the innovative microfinance solutions app, has once again demonstrated its commitment to customers’ needs by increasing its financing limit to BD 2000 with a flexible repayment period up to 24 months.2 mins -
Bede Team celebrates Bahrain Sports DayTo celebrate Bahrain Sports Day, the innovative microfinance solutions app team participated in several energetic sports activities to promote physical activity and foster teamwork, wellness, and community spirit.1 min -
In Celebration of the Holy Month Bede Launches an Exclusive Campaign for the First Time in the Kingdom "No Fees, No Profit Financing"Bede, the innovative microfinance solutions app, is thrilled to announce its exclusive, first-of-its-kind campaign2 mins -
Bede Launches its Campaign “Rapid Islamic Financing”Bede Launches its promotional campaign “Rapid Islamic Financing”, which allows users through its innovative fintech App to obtain financing of up to 1000 dinars with a flexible repayment period that suits their personal financial needs.This campaign comes within the framework of...2 mins -
"Bede" Official Partner of Fintech Forward Expo 2024Bede, the innovative Shariah-compliant fintech company that aims to deliver convenient digital financial services to its customers, is excited to announce its official partnership with the upcoming Fintech Forward Expo 2024, scheduled for October 2-3, 2024, at Exhibition World Bahrain Center.2 mins -
Bede Bahrain signs with Optasia to Provide Micro Financing SolutionsBede, an innovative Shariah Compliant Fintech Mobile App in Bahrain aiming to deliver convenient microfinance services to its customers, a subsidiary of Zain, is proud to announce its partnership with Optasia, a leading Fintech services provider. The partnership aims to provide a micro-financing solution through Optasia Al-led platform.2 mins -
Zain Bahrain Introduces "Bede": An Innovative Fintech App Offering Easy and Instant Personal Islamic Finance SolutionsZain Bahrain, a leading telecommunications provider in the Kingdom, announces the launch of its new fintech brand, Bede, an innovative Shariah Compliant Fintech Mobile App operating under a company licensed by the Central Bank of Bahrain (CBB) aiming to deliver convenient microfinance services to its customers.7 mins -
Bede Signs a Strategic Partnership with SINNADBede, a new innovative Shariah Compliant Fintech Mobile App aiming to deliver convenient microfinance services to its customers, a subsidiary of Zain Bahrain Fintech Company is delighted to announce its strategic partnership with SINNAD, a pioneer provider of Card Processing and Payment Services in the MENA region, a subsidiary of The BENEFIT Company.2 mins
Frequently Asked Questions
Frequently Asked Questions
Bede is a fintech company licensed by the Central Bank of Bahrain, offering Sharia-compliant financial solutions through its innovative mobile application.
- Up to BD2000 financing
- 24 hours Financing
- Hassle Free Financing
- Financing in the Weekend
- Flexible Repayment schedule (up to 24 months)
As a fintech company, we operate digitally and do not maintain physical branches. Our services are fully digital and accessible online, ensuring convenience and accessibility for our customers.
Please make sure you can access the phone number you have registered with Bede. Once this is done, kindly click on “Resend Again”. OTP validation is an important step to protect our customers.
Yes, the required documents are:
1. Valid original Bahraini smart card
2. Latest pay slip or salary certificate
3. Last 3 Months Bank Statement
For a seamless onboarding process, make sure to have your original CPR with you during your registration
You can easily reset your PIN code, make sure you have access to your registered phone number and follow these steps:
- At the login page, select "Forgot PIN."
- enter your registered mobile number.
- An OTP (One-Time Password) will be sent to your registered mobile number via SMS for verification.
- After successfully verifying your mobile number, you can proceed to create your new 6-digit PIN.
Ignore requests from unknown sources, never share your OTPs, we will never ask for your OTP via email, SMS or phone.
Always verify official sources, and report any suspicious activity.
The minimum age is 21 years old
Yes, You can install the app on multiple devices, but you can only use it on one device at a time.
You can update all your information through the “Settings” section on the App.
We no longer provide bank accounts or IBAN numbers to our customers. You can now apply for financing using your own IBAN number; if your application is approved, the funds will be deposited into that account.
The applicant should meet the following eligibility criteria:
- +21 years old
- Working at one of our approved companies or retired with a minimum salary of BD300
- To be Bahraini and own a valid Bahraini Smart Card
- Located in Bahrain during the application process
Currently, we only offer financing for individuals.
The process is automated, quick and convenient. You can apply for financing anytime on a 24/7 basis. Simply download Bede App on iOS or Android and complete the in-app online registration process.
Financing applications are approved within minutes.
We'll calculate your eligibility after you complete the registration and financing application. The provided information will be evaluated based on our credit assessment platform and your eligibility will be determined accordingly.
To help us assess your eligibility and ability to withstand and manage additional debt, we use "DSR" as a financial method to compare your total monthly debt payments to your monthly income.
You can only have one active financing application at a time. To apply for a new financing, you must first settle your current one.
"The financing profit rates can vary based on the financing amount and repayment tenure. To determine the specific profit rate applicable to your financing, you need to request financing through our app.
To understand the detailed breakdown of our finance fees and profit rates, please refer to our Tariff Charges document on our website. "
To understand the detailed breakdown of our finance fees and profit rates, please refer to our Tariff Charges document on our website. "
You will be reported to the Bahrain Credit Reference Bureau (BCRB). This will negatively impact your credit rating and your ability to get future financing. It may also lead to legal action through the courts and relevant authorities. To avoid these serious consequences, please ensure your payments are made promptly.
You have to pass our eligibility criteria which is is determined by various factors, such as credit history, credit scoring, income, employment status, and other factors
Our financing solutions at Bede are associated with two types of fees:
- Administrative fees
- Processing fees
For further details, please refer to our Tariff Charges document on our website.
We are currently limiting the number of finance applications each day in order to deliver the best service to our customers. We encourage you to try again tomorrow.
Once you submit your financing application and it gets approved, you will not be able to cancel it. However, An early settlement option is available should you wish to pay ahead of schedule.
You can repay your financing using your debit card through the Benefit payment gateway directly on the Bede app
The amount will be deposited into your personal bank account using your personal IBAN which you provided during the finance application. You will receive an SMS, email and in-app notification alerting you that your finance amount has been deposited.
Our communication channels are:
- Phone call : +973 13633333
- WhatsApp message: 13633333
- Live chat: www.bede.bh
- Email: wecare@bede.bh
Bede is shariah-compliant, following Islamic financing principles, and is approved by Shariyah Review Bureau (SRB) and licensed by the Central Bank of Bahrain (CBB).
The app is currently only available on the Apple and Google Play stores.
We utilize palladium as the fixed commodity within our financial offerings.
Contact our customer support team to block your stolen device, download the app on another device and click on "forgot PIN" to reset your password.
Residents of Bahrain with a valid CPR and work permit may be eligible. Criteria such as salary, employment status, and residency duration apply.
Yes. Applicants must meet a minimum monthly income of BD 500 (net salary)
Yes, GCC nationals are eligible and are treated as Bahrainis given that they are employed and are residents
No. The full application process is digital via the Bede Bahrain app.
Each application depends on document submission and verification.
- Valid Bahraini CPR
- Bank statement (last 3 months)
- Valid Salary certificate or recent payslip
We verify employment via you eKYC information. In some cases, we may contact your employer for confirmation.
Financing amounts vary based on your income and credit assessment, starting from BD 100 up to BD 500.
Flexible monthly installment options are available—3 to 12 months.
Processing and administration fees apply and will be clearly shown during the application process.
You can pay via debit card through the Benefit payment gateway directly on the app
Late payment fees may apply. Repeated missed payments can impact your credit profile and future eligibility
Yes, early settlement is allowed
Failure of timely payments affect your overall credit profile and will be reported to the credit bureau
Yes, you may reapply again should you meet the eligibility criteria
Yes. Support is available in Arabic and English.
At the moment, applicants in this segment earning less than BD500 are not covered by Bede’s financing services.
At Bede, we follow Islamic finance principles, which means we do not charge interest. Instead, we earn a pre-agreed profit on the financing through a Murabaha Financing.
You can easily check the expected profit and repayment details using the Bede Calculator on our website. Simply enter the amount you wish to finance and choose your preferred repayment period. The calculator will show you:
- The total charges (including fees and VAT)
- The amount you will receive in hand
- The total repayment amount
- Your monthly installment
Please note that the figures provided by the calculator are approximations, since the profit amount can vary based on your profile and eligibility. For the most accurate details, you should submit an application through the Bede app, where your personalized financing terms will be shown.
If you are a flexi worker, you may not meet the standard employment criteria required for Bede’s financing solutions
Bede financing is open to individuals who meet our eligibility criteria, including being employed and holding a valid Bahraini smart card. For As long as the employee / worker can proof steady income through bank statement or Payslip.
Yes, you may apply if your monthly pension is BD 300 and you are 75 years old or younger
You can apply for financing if you are between 21 and 75 years old.
No, Finance insurance is not required
Currently, the same profit rate applies to all applicants, whether employed or retired.
Currently,we relies solely on the basic salary, without any other sources of income.
You can only have one active financing application at a time. To apply for a new financing, you must first settle your current one.
The application process currently relies solely on the applicant's basic salary and does not consider other sources of income. The final finance amount is then determined based on this basic salary, employment status, and credit history.
Your IBAN Number can be found on the home page of your profile.
You can view your transaction history by clicking on Transactions section which is available below on the home page.
You can transfer your money to any bank account in the Kingdom by using the following options:
- Withdraw from any KFH ATMs
- Add your IBAN on BenefitPay
- Add the virtual Debit Card on BenefitPay
Pay with the Virtual Debit Card
Currently, we do not offer card-related services.
You will need to transfer the amount through Fawri/Fawri+ on BenefitPay to your Bede Account / IBAN.
Missing a repayment on your outstanding finance will result in being charged with late payment fees.
The amount will be deposited into your Bede account. You will receive an SMS, email and in-app notification alerting you that your finance amount has been deposited.
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