Multi-Currency Prepaid Card
Takes YouPlaces.
Discover More
Win A Mini Cooper Car
With Bede Prepaid Card
Discover More
Multi-Currency Prepaid Card
Takes YouPlaces.
Discover More
BD100 for 5 Winners
Monthly With Bede Prepaid Card
Discover More
Multi-Currency Prepaid Card
Takes You Places.Discover More
BEDE Multi-Currency Prepaid Card
is designed for modern lifestyles, giving you the freedom to spend confidently at home and abroad. Manage multiple currencies with a one card, enjoy competitive exchange rates, and unlock exclusive Mastercard World travel and lifestyle benefits.
One Card. Every Currency. Every Journey.
Why Bede Card ?
One card, six currencies BHD, USD, EUR, GBP, SAR & AED
Competitive exchange rates
Global airport lounge access
Travel & lifestyle privileges
- Complimentary travel insurance
Smart card controls
Secure payments worldwide
- Exclusive World Mastercard benefits
Card Benefits
Card Benefits
Airport lounge access
Medical insurance and purchase protection
Flight & hotel discounts and upgrades
Multi-currency spending
Travel Benefits
Travel Benefits
Trip.com
15% off flights andhotel bookings
Discover More
Trip.com
15% off flights andhotel bookings
Discover More
Trip.com
15% off flights andhotel bookings
Discover More
Trip.com
15% off flights andhotel bookings
Discover More
Entertainment Benefit
Entertainment Benefit
ExpressVPN
Get a 30-day complimentary trial and subsequent discounts
Learn More
Fiit
Enjoy 25% discount on your first Fiit subscription
Learn More
Go Gamers Pass
Enjoy in coaching sessions and tournaments
Learn More
Zee5
Streaming entertainment offers
Learn More
CareFirst
Virtual healthcare access
Learn More
Lingokids
10% Educational app discounts
Learn More
Talabat
20% off food/grocery order monthly
Learn More
Insurance Benefits
Insurance Benefits
Travel Medical Insurance
Emergency medical coverage while travelingLearn More
Travel Medical Insurance
Emergency medical coverage while travelingLearn More
Travel Inconvenience Insurance
Visa/travel insurance support documentationLearn More
Purchase Protection Insurance
Covers eligible purchases against theft/damageLearn More
Travel Inconvenience Insurance
Covers delays and travel disruptionsLearn More
Travel Medical Insurance
Emergency medical coverage while travelingLearn More
Travel Inconvenience Insurance
Visa/travel insurance support documentationLearn More
Purchase Protection Insurance
Covers eligible purchases against theft/damageLearn More
Welcome to Borderless Spending
Welcome to Borderless Spending
Get your card Today !
Cashback
Zain Bahrain payments
Pay your Zain Bahrain bills using your Bede Card and get 5% cashback on your payments.
Learn More
Zain Bahrain payments
Pay your Zain Bahrain bills using your Bede Card and get 5% cashback on your payments.
Learn More
Zain Bahrain payments
Pay your Zain Bahrain bills using your Bede Card and get 5% cashback on your payments.
Learn More
Cashback
Frequently Asked Questions
Zain Bahrain payments
Spend more with your Bede Card and get 2% cashback on eligible local transactions
Learn More
International Transactions
Spend more with your Bede Card and get 3% cashback on eligible international transactions!
Learn More
Local Transaction
Spend more with your Bede Card and get 2% cashback on eligible local transactions
Learn More
Bede Rewards
Frequently Asked Questions
Win a MINI Cooper
Use your Bede Prepaid World Card and get a chance to win the grand prize a MINI Cooper!
Learn More
BD100 for 5 winners
Use your Bede Prepaid World Card and get a chance to enter
our monthly raffle!
Learn More
BD10 Welcome Bonus
Issue your Bede Card and get BD10 credited to your card as a welcome bonus.
Learn More
Bede Rewards
Bede Rewards
Win a MINI Cooper
Use your Bede Prepaid World Card and get a chance to win the grand prize a MINI Cooper!Learn More
BD100 for 5 winners
Use your Bede Prepaid World Card and get a chance to enter our monthly raffle !Learn More
BD10 Welcome Bonus
Issue your Bede Card and get BD10 credited to your card as a welcome bonus.Learn More
Frequently Asked Questions
Frequently Asked Questions
Bede is a fintech company licensed by the Central Bank of Bahrain, offering Sharia-compliant financial solutions through its innovative mobile application.
- Up to BD2000 financing
- 24 hours Financing
- Hassle Free Financing
- Financing in the Weekend
- Flexible Repayment schedule (up to 24 months)
As a fintech company, we operate digitally and do not maintain physical branches. Our services are fully digital and accessible online, ensuring convenience and accessibility for our customers.
Please make sure you can access the phone number you have registered with Bede. Once this is done, kindly click on “Resend Again”. OTP validation is an important step to protect our customers.
Yes, the required documents are:
1. Valid original Bahraini smart card
2. Latest pay slip or salary certificate
3. Last 3 Months Bank Statement
For a seamless onboarding process, make sure to have your original CPR with you during your registration
You can easily reset your PIN code, make sure you have access to your registered phone number and follow these steps:
- At the login page, select "Forgot PIN."
- enter your registered mobile number.
- An OTP (One-Time Password) will be sent to your registered mobile number via SMS for verification.
- After successfully verifying your mobile number, you can proceed to create your new 6-digit PIN.
Ignore requests from unknown sources, never share your OTPs, we will never ask for your OTP via email, SMS or phone.
Always verify official sources, and report any suspicious activity.
The minimum age is 21 years old
Yes, You can install the app on multiple devices, but you can only use it on one device at a time.
You can update all your information through the “Settings” section on the App.
We no longer provide bank accounts or IBAN numbers to our customers. You can now apply for financing using your own IBAN number; if your application is approved, the funds will be deposited into that account.
The applicant should meet the following eligibility criteria:
- +21 years old
- Working at one of our approved companies or retired with a minimum salary of BD300
- To be Bahraini and own a valid Bahraini Smart Card
- Located in Bahrain during the application process
Currently, we only offer financing for individuals.
The process is automated, quick and convenient. You can apply for financing anytime on a 24/7 basis. Simply download Bede App on iOS or Android and complete the in-app online registration process.
Financing applications are approved within minutes.
We'll calculate your eligibility after you complete the registration and financing application. The provided information will be evaluated based on our credit assessment platform and your eligibility will be determined accordingly.
To help us assess your eligibility and ability to withstand and manage additional debt, we use "DSR" as a financial method to compare your total monthly debt payments to your monthly income.
You can only have one active financing application at a time. To apply for a new financing, you must first settle your current one.
"The financing profit rates can vary based on the financing amount and repayment tenure. To determine the specific profit rate applicable to your financing, you need to request financing through our app.
To understand the detailed breakdown of our finance fees and profit rates, please refer to our Tariff Charges document on our website. "
To understand the detailed breakdown of our finance fees and profit rates, please refer to our Tariff Charges document on our website. "
You will be reported to the Bahrain Credit Reference Bureau (BCRB). This will negatively impact your credit rating and your ability to get future financing. It may also lead to legal action through the courts and relevant authorities. To avoid these serious consequences, please ensure your payments are made promptly.
You have to pass our eligibility criteria which is is determined by various factors, such as credit history, credit scoring, income, employment status, and other factors
Our financing solutions at Bede are associated with two types of fees:
- Administrative fees
- Processing fees
For further details, please refer to our Tariff Charges document on our website.
We are currently limiting the number of finance applications each day in order to deliver the best service to our customers. We encourage you to try again tomorrow.
Once you submit your financing application and it gets approved, you will not be able to cancel it. However, An early settlement option is available should you wish to pay ahead of schedule.
You can repay your financing using your debit card through the Benefit payment gateway directly on the Bede app
The amount will be deposited into your personal bank account using your personal IBAN which you provided during the finance application. You will receive an SMS, email and in-app notification alerting you that your finance amount has been deposited.
Our communication channels are:
- Phone call : +973 13633333
- WhatsApp message: 13633333
- Live chat: www.bede.bh
- Email: wecare@bede.bh
Bede is shariah-compliant, following Islamic financing principles, and is approved by Shariyah Review Bureau (SRB) and licensed by the Central Bank of Bahrain (CBB).
The app is currently only available on the Apple and Google Play stores.
We utilize palladium as the fixed commodity within our financial offerings.
Contact our customer support team to block your stolen device, download the app on another device and click on "forgot PIN" to reset your password.
Residents of Bahrain with a valid CPR and work permit may be eligible. Criteria such as salary, employment status, and residency duration apply.
Yes. Applicants must meet a minimum monthly income of BD 500 (net salary)
Yes, GCC nationals are eligible and are treated as Bahrainis given that they are employed and are residents
No. The full application process is digital via the Bede Bahrain app.
Each application depends on document submission and verification.
- Valid Bahraini CPR
- Bank statement (last 3 months)
- Valid Salary certificate or recent payslip
We verify employment via you eKYC information. In some cases, we may contact your employer for confirmation.
Financing amounts vary based on your income and credit assessment, starting from BD 100 up to BD 500.
Flexible monthly installment options are available—3 to 12 months.
Processing and administration fees apply and will be clearly shown during the application process.
You can pay via debit card through the Benefit payment gateway directly on the app
Late payment fees may apply. Repeated missed payments can impact your credit profile and future eligibility
Yes, early settlement is allowed
Failure of timely payments affect your overall credit profile and will be reported to the credit bureau
Yes, you may reapply again should you meet the eligibility criteria
Yes. Support is available in Arabic and English.
At the moment, applicants in this segment earning less than BD500 are not covered by Bede’s financing services.
At Bede, we follow Islamic finance principles, which means we do not charge interest. Instead, we earn a pre-agreed profit on the financing through a Murabaha Financing.
You can easily check the expected profit and repayment details using the Bede Calculator on our website. Simply enter the amount you wish to finance and choose your preferred repayment period. The calculator will show you:
- The total charges (including fees and VAT)
- The amount you will receive in hand
- The total repayment amount
- Your monthly installment
Please note that the figures provided by the calculator are approximations, since the profit amount can vary based on your profile and eligibility. For the most accurate details, you should submit an application through the Bede app, where your personalized financing terms will be shown.
If you are a flexi worker, you may not meet the standard employment criteria required for Bede’s financing solutions
Bede financing is open to individuals who meet our eligibility criteria, including being employed and holding a valid Bahraini smart card. For As long as the employee / worker can proof steady income through bank statement or Payslip.
Tap. Convert. Travel
apply Now
Latest News
Bede Launches Back-to-School Campaign Offering Flexible Financing Solutions for School Supplies and Tuition Fees
Bede Launches Back-to-School Campaign Offering Flexible Financing Solutions for School Supplies and Tuition Fees Offering Sharia-compliant financing of up to BD3,000.
1 min min read
Bede Launches Summer Campaign Offering Greater Flexibility to Finance Travel Plans
Bede Bahrain, the innovative microfinance solutions app, has announced the launch of a summer travel campaign, offering customers access to Shariah-compliant financing of up to BD3,000, turning their travel plans into reality while managing their expenses with greater ease, flexibility, and confidence.
1 min min read
Bede Bahrain Brings Back its Exclusive Campaign “No Fees, No Profit Financing” for 1000 customers
Manama, Bahrain – 21 January 2026: Bede, the innovative microfinance solutions app, is pleased to announce the return of its exclusive “No Fees, No Profit Financing” campaign, launching for the second time from 21 January.
1 min min read
Win Your Finance
Bede Bahrain, the innovative microfinance solutions app, Continues its “Win Your Finance” Campaign to Reward Customers
1 min min read
View All
Terms and Conditions
Terms and Conditions
Latest News
Bede Launches Back-to-School Campaign Offering Flexible Financing Solutions for School Supplies and Tuition Fees
Bede Launches Back-to-School Campaign Offering Flexible Financing Solutions for School Supplies and Tuition Fees Offering Sharia-compliant financing of up to BD3,000.
1 min min read
Bede Launches Summer Campaign Offering Greater Flexibility to Finance Travel Plans
Bede Bahrain, the innovative microfinance solutions app, has announced the launch of a summer travel campaign, offering customers access to Shariah-compliant financing of up to BD3,000, turning their travel plans into reality while managing their expenses with greater ease, flexibility, and confidence.
1 min min read
Bede Bahrain Brings Back its Exclusive Campaign “No Fees, No Profit Financing” for 1000 customers
Manama, Bahrain – 21 January 2026: Bede, the innovative microfinance solutions app, is pleased to announce the return of its exclusive “No Fees, No Profit Financing” campaign, launching for the second time from 21 January.
1 min min read
Win Your Finance
Bede Bahrain, the innovative microfinance solutions app, Continues its “Win Your Finance” Campaign to Reward Customers
1 min min read
View All